PASSWORDS

Passwords!  If you are like me, you hate getting notices you must update or change your password.  With the digital world we live in, it seems like we have a million passwords.  Electronic passwords are a relatively new concept, but a reality in today’s world.   When I was a kid I could remember 100 phone numbers and call …

LONG TERM CARE IN TEXAS

When planning for retirement, an often overlooked consideration is the cost of long-term care.  The principal sources of payment for long term care are personal savings/income, Medicaid, and long-term care insurance. Texas Health and Human Services Commission records  indicate the sources of payment for nursing home care nationwide are:   Medicaid                     52% Private Pay                  …

Don’t Look Now, but its Estate Tax May be Changing

As we watch the Houston Astros approach the end of the regular season, folks in Washington D.C. are talking about two significant changes that could affect us all. Senator Bernie Sanders has sponsored the 99.5 Percent Act (99.5% Act) and the Biden Administration is working on the Sensible Taxation and Equity Promotion (STEP) Act.  While …

Dying Young Without a Will

The information in this column is not intended as legal advice but to provide a general understanding of the law. Any readers with a legal problem, including those whose questions are addressed here, should consult an attorney for advice on their particular circumstances. Just this past week our community lost another young soul. Please remember …

DUTIES OF AN EXECUTOR

The information in this column is not intended as legal advice but to provide a general understanding of the law. Any readers with a legal problem, including those whose questions are addressed here, should consult an attorney for advice on their particular circumstances. One of the most important functions a person can perform for their …