LONG TERM CARE IN TEXAS

When planning for retirement, an often overlooked consideration is the cost of long-term care.  The principal sources of payment for long term care are personal savings/income, Medicaid, and long-term care insurance. Texas Health and Human Services Commission records  indicate the sources of payment for nursing home care nationwide are:   Medicaid                     52% Private Pay                  …

Personal Caregivers

Caregivers are an essential part of long-term care for older adults.  We are all going to age and most will need some sort of care.  However, there are precautions that should be taken.   The most well-known form of caregiver is a family member or close friend who takes on the care of a loved …

Medicaid in 2021

The information in this column is not intended as legal advice but to provide a general understanding of the law. Any readers with a legal problem, including those whose questions are addressed here, should consult an attorney for advice on their particular circumstances. One of the greatest concerns for my clients is that they may …

Medicaid In 2020

The information in this column is not intended as legal advice but to provide a general understanding of the law. Any readers with a legal problem, including those whose questions are addressed here, should consult an attorney for advice on their particular circumstances. One of the greatest fears of older Americans is that they may …

Medicaid Estate Recovery Program MERP

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There is no free lunch. These words ring true when it comes to Medicaid. Since 2005, the state is allowed to recover some of the Medicaid money spent on individuals by tapping patients’ estates after they die. In most cases, the most valuable asset is the home.On March 1, 2005, Texas implemented the Medicaid Estate Recovery Program in compliance with federal Medicaid laws. The program is managed by the Texas Department of Aging and Disability Services.

Frequently Asked Questions About Guardianships

While I am an advocate for the use of a Power of Attorney to avoid guardianships, I realize there are times when a guardianship cannot be avoided. Therefore, in this week’s column, I will address some of the more frequently asked questions regarding guardianships.

New HIPAA Rule

  “THE LEGAL CORNER” By Sam A. Moak New HIPAA Rule The information in this column is not intended as legal advice but to provide a general understanding of the law.  Any readers with a legal problem, including those whose questions are addressed here, should consult an attorney for advice on their particular circumstances.  The …