PASSWORDS

Passwords!  If you are like me, you hate getting notices you must update or change your password.  With the digital world we live in, it seems like we have a million passwords.  Electronic passwords are a relatively new concept, but a reality in today’s world.   When I was a kid I could remember 100 phone numbers and call …

LONG TERM CARE IN TEXAS

When planning for retirement, an often overlooked consideration is the cost of long-term care.  The principal sources of payment for long term care are personal savings/income, Medicaid, and long-term care insurance. Texas Health and Human Services Commission records  indicate the sources of payment for nursing home care nationwide are:   Medicaid                     52% Private Pay                  …

Personal Caregivers

Caregivers are an essential part of long-term care for older adults.  We are all going to age and most will need some sort of care.  However, there are precautions that should be taken.   The most well-known form of caregiver is a family member or close friend who takes on the care of a loved …

GET OUT AND VOTE

The information in this column is not intended as political opinion or promotion but to provide an incentive to VOTE. Well, here we are in the middle of what may be the greatest voter turnout in history. It is exciting to see. For the next 2 weeks you can early vote in the 2020 election …