PASSWORDS

Passwords!  If you are like me, you hate getting notices you must update or change your password.  With the digital world we live in, it seems like we have a million passwords.  Electronic passwords are a relatively new concept, but a reality in today’s world.   When I was a kid I could remember 100 phone numbers and call …

LONG TERM CARE IN TEXAS

When planning for retirement, an often overlooked consideration is the cost of long-term care.  The principal sources of payment for long term care are personal savings/income, Medicaid, and long-term care insurance. Texas Health and Human Services Commission records  indicate the sources of payment for nursing home care nationwide are:   Medicaid                     52% Private Pay                  …

Personal Caregivers

Caregivers are an essential part of long-term care for older adults.  We are all going to age and most will need some sort of care.  However, there are precautions that should be taken.   The most well-known form of caregiver is a family member or close friend who takes on the care of a loved …

JUST VOTE

JUST VOTE The information in this column is not intended as legal advice but to provide a general understanding of the law.  Any readers with a legal problem, including those whose questions are addressed here, should consult an attorney for advice on their particular circumstances. Another primary is upon us.  A couple of years ago …